AML & KYC Compliance Software for Banks & Financial Institutions
End-to-end compliance automation for retail, corporate, and private banking. Automate KYC at account opening, run continuous AML surveillance across every transaction, and maintain regulator-ready audit trails across every jurisdiction you operate in.
Banking Compliance at Enterprise Scale
Modern banks face the perfect storm — rising customer volumes, tightening global regulations (MAS, FCA, FinCEN, DFSA, AMLD), and legacy tech stacks that can't keep pace. Manual compliance cannot scale, and outdated systems cannot defend against regulator scrutiny.
Slow Onboarding Destroys Conversion
Every hour a customer waits to open an account is an hour of lost revenue. Paper-based KYC workflows drive drop-off rates above 40% on retail onboarding.
False-Positive Overload
Legacy TM systems generate 10,000+ alerts per million transactions. Your analysts drown in noise while genuine risk goes undetected.
Multi-Jurisdiction Complexity
Operating across MAS, FCA, FinCEN, and DFSA means juggling conflicting policies, duplicative reporting, and inconsistent risk methodologies — unless your platform handles it natively.
Unified Banking Compliance, From Onboarding to Reporting
One Constellation replaces the patchwork of onboarding vendors, screening tools, and manual reporting processes with a single intelligent compliance infrastructure built for banks.
Instant Account Opening KYC
Retail customers onboarded in 47 seconds with biometric verification and real-time watchlist screening. Fully white-labeled.
Corporate Banking KYB
Complete UBO mapping, director screening, and corporate registry lookups across 50+ jurisdictions for corporate account opening.
Real-Time Transaction Monitoring
ML-enhanced surveillance tuned to banking typologies. Structuring, layering, sanctions evasion — caught before settlement.
Multi-Regulator Reporting
Pre-built templates for MAS STRs, FCA SARs, FinCEN filings, DFSA reports — generated from the same underlying data.
PEP & Sanctions Continuous Screening
OFAC, UN, EU, HMT, MAS, and jurisdiction-specific lists, screened against every customer continuously.
Full Regulatory Audit Trail
Every decision, screening result, and transaction flag logged immutably — inspections become routine.
Every Major Banking Regulator Covered
Pre-configured templates and policy libraries for the regulators that matter. Switch jurisdictions without changing platforms.
Every Banking Line of Business, Covered
Retail Banking
Current accounts, savings, deposits — real-time KYC with Singpass integration, fraud screening, and ongoing monitoring.
Corporate Banking
Corporate account opening with structured KYB, UBO identification, relationship KYC, and enhanced due diligence for high-value clients.
Private Banking
EDD workflows for HNW clients, source-of-wealth verification, PEP screening, and MiFID II reporting for investment advisory activity.
Card Issuance & Merchant
Identity verification at card issue, merchant onboarding KYB, PCI-aligned compliance logging.
Banking Compliance FAQ
Modernize Your Banking Compliance
See how leading banks across Singapore, UK, UAE, and the EU run compliance on One Constellation.