Insights on Compliance, Risk & RegTech
Practical guidance from the One Constellation team — KYC, AML, transaction monitoring, sanctions, and the regulatory landscape that shapes them.
RegulationsSingapore AML/CFT Compliance Checklist (MAS Notice 626)
42 AML/CFT checks mapped to MAS Notice 626, from risk assessment and customer due diligence to suspicious transaction reports, with a downloadable Excel checklist.
Due Diligence (DD)Beneficial Owners of a Trust: Who Counts and What to Collect
The beneficial owners of a trust are all of its parties: the settlor, trustee, protector, beneficiaries and anyone else with ultimate effective control. There is no 25% threshold.
Due Diligence (DD)Enhanced Due Diligence Report: Contents and Template
What an enhanced due diligence report should contain, what the EU AMLR, UK MLR, MAS Notice 626 and FATF require EDD to cover, and a 12-section EDD report…
Adverse Media ScreeningHow to Run an Adverse Media Search: A Step-by-Step Guide
How to run and document an adverse media search on a person or company: defining the subject, search strings, lookback, confirming matches, judging sources, recording the result, and…
CryptoMiCA CASP Authorisation After the Transition Period
The MiCA transitional period ended on 1 July 2026 in every Member State. This guide covers who needs CASP authorisation, the process, capital, AML duties and what ESMA…
RegulationsEU AML Regulation (AMLR): What Changes on 10 July 2027
The EU AML Regulation (Regulation (EU) 2024/1624, the AMLR) applies from 10 July 2027, when the Fourth AML Directive is repealed; football agents and professional football clubs follow…
RegulationsUK Money Laundering Regulations 2026: What the Amendments Change
S.I. 2026/621 was made on 9 June 2026 and most of it has applied since 30 June 2026.
Know Your Business (KYB)How to Calculate Beneficial Ownership: Worked Examples
To find the ultimate beneficial owners (UBOs) of a company, trace every chain of ownership up to the natural persons at the top. For indirect holdings, the usual…
CryptoKYC in Crypto: Requirements for Exchanges and VASPs
KYC in crypto is the identity verification and due diligence that crypto exchanges and other virtual asset service providers (VASPs) carry out on their users. For a user,…
