Insights on Compliance, Risk & RegTech
Practical guidance from the One Constellation team — KYC, AML, transaction monitoring, sanctions, and the regulatory landscape that shapes them.
CryptoKYC in Crypto: Requirements for Exchanges and VASPs
KYC in crypto is the identity verification and due diligence that crypto exchanges and other virtual asset service providers (VASPs) carry out on their users. For a user,…
Know Your Customer (KYC)Biometric Authentication Methods: Types, Accuracy and Risks
Biometric authentication confirms a person's identity using a physical or behavioural characteristic instead of — or as well as — a password. The main methods are facial recognition,…
Know Your Business (KYB)What Is KYB? Know Your Business Verification Explained
KYB (Know Your Business) is the due diligence a regulated firm carries out on a business customer. It means verifying that the company exists and is legitimately registered,…
Know Your Customer (KYC)KYC Checklist: Documents and Steps for Customer Onboarding
A KYC checklist sets out what to collect and verify before onboarding a customer. For individuals: identify the customer (full name, date of birth, nationality, address, ID number);…
Know Your Customer (KYC)Database Verification: How Electronic Identity Checks Work
Database verification — also called electronic identity verification (eIDV) — confirms a customer's identity by matching the name, address and date of birth they provide against independent, reliable…
Sanctions ScreeningPayment Screening: How Sanctions Checks on Payments Work
Payment screening (also called transaction screening) checks the parties, banks, countries and free-text fields in a payment message against sanctions lists before the payment is executed, so that…
CryptoMAS Payment Services Act: Crypto (DPT) Licensing Pathway
Crypto exchanges, brokers, custodians and transfer services in Singapore are licensed under the Payment Services Act 2019 (PS Act) as providers of a digital payment token (DPT) service.…
Politically Exposed Persons (PEP)PEP Categories Explained: Domestic, Foreign, International Organisation — and RCAs
PEP is not one category but three, and the obligations attaching to each differ across regimes. Add relatives and close associates and the population a firm must identify…
RegulationsMAS Notice PSN01: AML/CFT Requirements for Payment Service Providers
MAS Notice PSN01 is the principal AML/CFT obligation for payment service providers licensed in Singapore — the payments-sector counterpart to Notice 626. This guide covers the scope, the…
