KYC, EDD & AML Compliance Software for Wealth & Asset Managers
Handle complex HNW and UHNW client structures with automated EDD, continuous PEP and sanctions screening, and adverse media monitoring. Built for wealth managers, private banks, and family office advisers operating across jurisdictions.
Private Client Compliance Is a Different Discipline
Wealth managers serve High Net Worth and Ultra High Net Worth individuals whose profiles are fundamentally more complex than retail clients. Cross-border residencies, political exposure, sophisticated ownership structures, philanthropic vehicles, and sensitive source-of-wealth histories all demand Enhanced Due Diligence. Manual EDD takes days per client and produces inconsistent outcomes — exactly the kind of inconsistency regulators scrutinize.
Complex Client Profiles
HNW and UHNW clients rarely fit standard KYC templates. Multiple passports, trust-held assets, family-office structures, cross-border residency — each is a compliance puzzle requiring human judgment plus documentation.
PEP Exposure Is the Norm
In wealth management, PEP exposure is frequent, not exceptional. Clients, their families, and their close associates are often politically connected. Screening must be continuous, nuanced, and risk-rated — not binary.
Manual EDD Fragility
Source-of-wealth narratives, asset provenance, philanthropic structures, art and yacht valuations — EDD documentation is often paper-heavy, siloed in advisers' inboxes, and invisible to compliance oversight.
EDD, PEP Screening & HNW Client Compliance — Automated
One Constellation brings structure, speed, and audit-grade consistency to private client compliance — without replacing the human judgment that HNW relationships require.
Enhanced Due Diligence Workflow
Pre-configured EDD workflows for HNW onboarding. Source-of-wealth evidence collection, document management, narrative drafting, senior approval routing — all structured, all audit-logged.
Continuous PEP Screening
Global PEP database covering heads of state, senior government officials, judiciary, SOEs, and their families and close associates. Every client screened daily with risk-tier classification.
Complex Structure Mapping
Trusts, family offices, PICs, foundations, nominee companies — mapped end-to-end with UBO identification at every layer.
Adverse Media Monitoring
50K+ news sources, 100+ languages, AI-filtered for relevance. Your clients monitored continuously — without drowning compliance in false-positive noise.
Source-of-Wealth Evidence Library
Structured intake for common HNW wealth sources — business sale proceeds, inherited assets, liquid investments, real estate, professional earnings. Document templates, provenance verification, regulator-ready narratives.
MiFID II & FCA Audit Trail
Every EDD decision, every screening alert, every senior approval — logged immutably. FCA section 166 reviews and MiFID II inspections become routine.
Wealth Management Regulatory Coverage
Every major regulator wealth managers answer to — FCA, MiFID II, ADGM, SEC — configured and ready.
Every Private Client, Every Mandate Type
HNW Discretionary Mandates
Full KYC + EDD at onboarding, ongoing PEP/adverse media monitoring, MiFID II-compliant portfolio reporting.
Family Office Advisory
Complex structure KYB, multi-generation client mapping, philanthropic vehicle compliance, succession-event re-verification.
Private Banking
Lombard lending compliance, source-of-funds verification for lending, cross-border client AML.
Alternative Assets
Art, yacht, aircraft, and luxury asset provenance verification with specialized documentation workflows.
Wealth Management Compliance FAQ
Private Client Compliance, Audit-Graded
See how wealth managers and private banks use One Constellation for HNW client EDD, continuous PEP screening, and regulator-ready audit trails.