Compliance Infrastructure That Scales With Your Fintech
From Seed to IPO, One Constellation is the compliance platform that grows with your fintech. Start free-tier with KYC/AML essentials; scale to enterprise features as you raise, expand, and enter new markets — without ever re-platforming.
Fintechs Can't Afford Compliance Debt
Early-stage fintechs face a hard truth: regulators don't care that you're small. The same FCA, MAS, and FinCEN obligations apply from day one. But enterprise compliance tools cost a fortune and take 18 months to deploy. You need something different.
Enterprise Tools Cost Too Much
Traditional compliance vendors charge six-figure implementation fees before you've signed your Series A. Unaffordable for early-stage teams.
Long Deployment Kills Momentum
18-month enterprise implementations are incompatible with 30-day sprint cycles. Fintechs need production-ready compliance in days, not quarters.
Regulatory Ambition Outpaces Infrastructure
You want to launch in UK, EU, US, and Asia — but your single-jurisdiction compliance stack blocks you. Multi-region from day one or painful migration later.
Compliance Built for Startup Velocity
Self-serve signup, production-ready in days, priced for startups at launch and scaled to enterprise pricing when you're ready. The compliance platform that doesn't slow you down.
3-Day Go-Live
Self-service sandbox, REST API, copy-paste code samples. Most fintechs go from signup to production in under 72 hours.
Multi-Region From Day One
MAS, FCA, FinCEN, EU AMLD configurations live on the same platform. Launch Singapore, expand to UK, enter US — without re-platforming.
Usage-Based Pricing
Pay per verification. No six-figure setup fees, no per-seat licensing. Budget-friendly for Seed stage; unit economics that work at Series C.
API-First, Composable
KYC alone, KYC + AML, or the full platform — pick the modules you need today, add more as you grow.
Full White-Label
Your logo, your branding, your domain. Customers never see One Constellation in their onboarding flow.
Mobile-First SDKs
iOS, Android, React Native, Flutter SDKs. Mobile-first fintechs get mobile-optimized KYC out of the box.
Launch in Every Fintech Jurisdiction
Pre-built configurations for the jurisdictions every fintech expands through. Go-to-market faster.
Every Fintech Business Model, Covered
Neobanks & Digital Banks
Retail account opening KYC with liveness verification, AML screening, transaction monitoring, and real-time risk scoring.
Remittance & FX
Sender/receiver KYC, source-of-funds verification, travel rule compliance, and sanctions screening per corridor.
BNPL & Consumer Credit
Fast KYC at origination with identity + credit bureau cross-checks, ongoing monitoring, and regulatory reporting.
Trading & Investing Apps
Retail investor onboarding with MiFID II suitability, PEP screening, and continuous AML surveillance.
Fintech Compliance FAQ
Ship Faster With Compliance Sorted
Sign up for a sandbox, build against the API today, launch next week. Compliance that keeps up with your roadmap.
