01Access to Our Platform & Services

We license the access and use of our Platform to external fund managers to provide informational and administrative services and tools to their clients, employees, and other users ("Authorised Users"). We also work with third-party organisations — for example, DocuSign and Dow Jones — through API integration or manual informational input into our Platform.

You are permitted to access and use our Platform subject to such licensing or other contractual arrangements, and we reserve the right to withdraw or amend access to or use of our Platform for any reason without notice. We will not be liable to you or any third party if for any reason our Platform is unavailable at any time or for any period.

We shall not at any time be obliged to provide any adaptations, enhancements, or modifications to our Platform, including without limitation any updates, patches, bug-fixes, upgrades, or new versions and releases of our Platform or its software or content which incorporate new features or functions.

02Your Use of Our Platform

You may use our Platform only for lawful purposes. You will not use our Platform:

• In any way that breaches any applicable law, regulation, or code of practice
• To transmit, or procure the sending of, any unsolicited or unauthorised advertising or promotional material or any other form of similar solicitation (spam)
• To generate or cause congestion to our network traffic in excess of reasonable and normal usage
• To cause any disruption, interference, interruption, or degradation in our network or our Platform
• To knowingly transmit any data, send, or upload any material that contains viruses, trojan horses, worms, time-bombs, keystroke loggers, spyware, adware, or any other technologically harmful programs, data, or code

You further agree not to:

• Provide, make available to, or permit individuals other than Authorised Users to use or access our Platform, in whole or in part
• Copy, reproduce, republish, upload, post, or transmit our Platform, its software, or its content, or in any way infringe our Intellectual Property Rights
• Licence, sell, resell, rent, lease, transfer, or distribute rights to our Platform other than as authorised under these Terms of Use
• Modify, translate, reverse engineer, decompile, disassemble, create derivative works, or otherwise attempt to derive or discover the source code of our Platform
• Remove any proprietary notices or labels on our Platform, unless authorised by us
• Use our Platform to store or transmit infringing, libellous, unlawful, or tortious material, or material in violation of third-party rights, including privacy rights
• Use our Platform to violate any rights of others
• Use our Platform to store or transmit malicious code, trojan horses, malware, spam, viruses, or other destructive technology
• Interfere with, impair, or disrupt the integrity or performance of our Platform or any other third party's use of our Platform
• Use our Platform in a manner that results in excessive use, bandwidth, or storage
• Alter, circumvent, or provide the means to alter or circumvent our Platform's technical limitations, recurring fees, or usage limits

You acknowledge, agree, and warrant that:

• You will be responsible for your activity and compliance with these Terms of Use
• You will be responsible for the performance and security of any software, hardware, or equipment used by you in connection with our Platform — including taking all necessary measures to prevent unauthorised access and observing in a timely manner any security measures specified by us
• To the best of your knowledge, your software, hardware, or equipment through which you access our Platform is free from any electronic, mechanical, data failure or corruption, computer viruses, bugs, and harmful or malicious software
• You will be solely responsible and liable for all losses and consequences arising from any failure by you to comply with the foregoing
• You will comply with all applicable laws
• The information you have provided us, including registration and financial information, is accurate, complete, and current for as long as you are accessing or using our Platform

03Data Protection & Privacy Terms

You acknowledge and agree that we collect, use, disclose, and process any personal data we may collect from you (including personal data relating to a third party that you provide to us) in connection with our Platform in accordance with our Privacy Policy. You acknowledge that you have accessed and read the Privacy Policy and have explicitly agreed to the terms set out in it.

By accessing and using our Platform, you consent to us, our related corporations, and our respective agents, authorised service providers, and business partners (collectively, the "Representatives") collecting, using, and disclosing your personal data for the purposes set out in our Privacy Policy, as may be updated from time to time.

EEA users (GDPR)

If you are located in the European Economic Area, please take note that, for the purposes of our compliance with the EU's General Data Protection Regulation, and notwithstanding anything in these Terms of Use to the contrary, we do not seek agreement to our Privacy Policy or consent to collect, use, disclose, or process any personal data either (i) from you in respect of your personal data, or (ii) from any person whom you authorise or permit to access our services or whose personal data you provide to us. We rely on the legal bases set out in our EU GDPR Privacy Notice to collect, use, or process such personal data.

You acknowledge and confirm that you have informed any individual of their inclusion for the services specified in these Terms of Use, that they know you have done this and have not objected, and that you have made them aware of the EU GDPR Privacy Notice.

Hong Kong users

If you are located in the Hong Kong Special Administrative Region of the People's Republic of China, your personal data will be protected in accordance with the Personal Data (Privacy) Ordinance (Cap. 486) of Hong Kong (as may be amended or re-enacted).

SMS, mobile, and email consent

You consent to receiving SMS OTP (a one-time use personal identification number assigned by us through short message service) for access to our Platform. You consent to your mobile number(s) and email address(es) being used by us for the purposes of providing alerts and notifications which we determine from time to time to be relevant or useful to you.

You consent to our systems being programmed to gather certain anonymous data to help us understand how our Platform is used and how we can improve it. This automatically gathered data includes your device's IP or "Internet Protocol" address, statistics about how you navigate through our Platform, and information provided through the use of cookies.

04Intellectual Property Rights of Our Platform

We are the owner or the licensee of the copyright and all other Intellectual Property Rights subsisting in our Platform and its content. Nothing herein or otherwise shall be construed as an assignment or transfer of our rights in the Intellectual Property Rights subsisting in our Platform and its content. All our rights are fully and expressly reserved.

For the avoidance of doubt, "Intellectual Property Rights" mean any copyright, rights in software, rights in databases, patents and rights in inventions, trade marks, rights in domain names, designs, know-how, trade secrets, and other rights in confidential information — in each case whether registered or unregistered — including applications for registration and the right to apply for registration for any of the rights listed above that are capable of being registered anywhere in the world, and all other rights having equivalent or similar effect anywhere in the world.

You may print and download extracts from our Platform for your own personal use provided that:

1. You do not modify any of the content
2. You do not use any graphics or photographs separately from their accompanying text
3. You do not remove any copyright, trade mark notification, or other proprietary notices (including these Terms of Use) from such extracts

You must not use any part of the materials on our Platform for commercial purposes without obtaining a licence to do so from us or our licensors.

The content available on our Platform may not be reproduced, distributed, transmitted, published, displayed, broadcast, stored, adapted, licensed, altered, hyperlinked, or otherwise used in any manner or by any means without our prior written consent.

No licence or right is granted to you, and your access to and use of our Platform should not be construed as granting, by implication, estoppel, or otherwise, any licence or right to use the trademarks, tradenames, or logos appearing on our Platform.

05Our Liability

We will use reasonable efforts to ensure that access to and use of our Platform is given only to Authorised Users with valid user accounts. You acknowledge that user authentication on the internet is generally difficult to establish, and you hereby accept the risk that online activities may be subject to fraudulent or deceptive activity (including but not limited to Authorised Users acting under false pretence). We cannot and do not:

1. Warrant or confirm each user's purported identity
2. Warrant that users have not misused their information or that users have complied, fully or otherwise, with the terms and conditions of the Terms of Use

Consequently, we cannot be held liable where there is a dispute or claim involving or relating to the identity of any users.

Our Platform and the information and content contained on it are provided "as is" without any representation or endorsement made and, to the maximum extent permitted by law, without warranty, representation, guarantee, condition, or assurance of any kind whether express or implied (including without limitation any warranty that our Platform will be uninterrupted, available, defect-free, or error-free; that the information and content contained on it is accurate, complete, or of satisfactory quality; or that the content contained on our Platform does not infringe the Intellectual Property Rights of any third party).

You agree that we are not responsible for any electronic, mechanical, data failure or corruption, computer viruses, bugs, or harmful or malicious software of any kind that may be attributable to services provided by a relevant internet service provider or information service provider.

To the maximum extent permitted by law, we, and our officers, directors, employees, shareholders, and agents hereby expressly exclude any and all liability for:

1. Any loss, damage, or costs, whether direct or indirect, incurred or suffered by you or any third party in connection with our Platform or in connection with the use, inability to use, or results of the use of our Platform — including but not limited to any pure economic loss, or any loss of or damage to your hardware, data, or information
2. The content, information, and material posted or made available on our Platform
3. Any loss or damage due to any interruption or cessation of transmission of our Platform
4. Any loss or damage due to any bugs, viruses, trojan horses, or similar malware which may be transmitted to or through our Platform by any third party
5. Any other sites linked to our Platform
6. Any loss of business, including loss of income or revenue, profits or contracts, anticipated savings, data, or waste of management or office time

This clause does not affect our liability for death or personal injury arising from our negligence, nor our liability for fraud or fraudulent misrepresentation, nor any other liability which cannot be excluded or limited under the applicable law.

The security of communications sent over the internet (including through our Platform and by email) is subject to many factors outside of our control. We do not guarantee the security or confidentiality of any electronic communications and shall not be responsible to you for any loss or damage that you may suffer as a result.

We shall have no liability for your inability to connect to or to access our website which may result from any faults, errors, or problems relating to your device hardware, software, network, security, your internet service provider, or any other similar problem.

06Breach of Terms of Use

We will determine, in our discretion, whether there has been a breach of these Terms of Use through your use of our Platform. When a breach has occurred, we may take such action as we deem appropriate.

Failure to comply with these Terms of Use may result in our taking all or any of the following actions:

1. Immediate, temporary, or permanent withdrawal of your right to use or access our Platform or any part of it
2. Issue of a warning to you
3. Legal proceedings against you for reimbursement of all costs on an indemnity basis (including reasonable administrative and legal costs) incurred or suffered by us resulting from your breach of these Terms of Use
4. Further legal action against you
5. Disclosure of such information to law enforcement or regulatory authorities as we reasonably feel is necessary or as required under applicable law

We exclude liability for actions taken in response to breaches of these Terms of Use. The responses described are not limited, and we may take any other action we reasonably deem appropriate.

To the extent not prohibited by law, you expressly agree to indemnify and hold us harmless from and against any and all liabilities, expenses, damages, and costs — including reasonable attorneys' fees — related to all third party claims, charges, and investigations related to any activity in which you engage on or through our Platform or the breach of these Terms of Use.

07Reservation of Rights

We may from time to time, without giving any reason or prior notice, upgrade, modify, alter, suspend, discontinue the provision of, or remove (whether in whole or in part) our Platform, and shall not be liable if any such upgrade, modification, suspension, or alteration prevents you from accessing our Platform or any part or feature thereof.

We reserve the right not to support any prior version of our Platform or any other software. If you fail to upgrade the relevant software or to use the enhanced version, we shall not be responsible or liable for any losses or consequences arising therefrom. The content provided in our Platform may be modified, deleted, or replaced from time to time and at any time in our absolute discretion.

Without limiting the generality of the above, you acknowledge that access and use of some content, services, and functions offered via our Platform may be restricted to certain groups of users only, and your ability to access such content may be limited depending on the rights and access granted to you as an Authorised User.

We reserve the right, but shall not be obliged, to: (i) monitor, screen, or otherwise control any activity or content; (ii) investigate any violation of the terms and conditions contained herein and take any action we deem appropriate; (iii) remove, block, reject, or relocate any information appearing on or made available through our Platform; (iv) prevent, restrict, suspend, or revoke access of any Authorised User to our Platform; and (v) report any activity we suspect to be in violation of any applicable law, statute, or regulation to the appropriate authorities.

We reserve the right to suspend, terminate, or disable your use and any user account of yours.

08Links to Third-Party Sites

Our Platform may contain links to other websites and resources operated by third parties or our affiliates. These links are provided for your information only. Any link to any third-party site is not an endorsement or verification of such site and should only be accessed at your own risk.

We have no control over the content of and the information contained in those websites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them. Use of such websites is subject to the terms and conditions applicable to and displayed on such websites.

Under no circumstances shall it be construed that, in the case of services, products, or programmes of any third party, we are a party to any transaction between you and such third party, or that we endorse, sponsor, certify, or are involved in the provision of such services, products, applications, or programmes accessible at our Platform. We shall not be liable in any way for any products obtained from or services rendered by any such third party — which shall be the sole responsibility of the relevant third party.

09Termination

We, in our sole discretion, may with immediate effect upon giving you notice in any of the manners prescribed below, terminate your right to access or use our Platform, invalidate your user account, and bar access to our Platform (or any part thereof) for any reason whatsoever — including without limitation, a breach of any of the terms and conditions of these Terms of Use.

Upon termination of these Terms of Use for any reason whatsoever, all rights and licences granted to you under these Terms of Use shall immediately cease and terminate, and you shall forthwith cease the use of our Platform in any way whatsoever.

Termination of these Terms of Use for any reason shall not bring to an end your obligations under any provisions of these Terms of Use which are meant to survive the termination.

10Notices & Communications

Any notice or other communication in connection with these Terms of Use:

• May be given personally, by post, facsimile, or electronically if sent to the address or facsimile number then most recently notified by the recipient to the sender
• If given personally, will be deemed to have been received upon delivery
• If given by post, will be deemed to have been received on the second day following posting
• If given by facsimile, will be deemed to have been received upon production of a transmission report by the machine from which the facsimile was sent which indicates that the facsimile was sent in its entirety to the facsimile number of the recipient
• If given by us to you electronically, will be deemed to have been received upon delivery (and a delivery report received by us will be conclusive evidence of delivery even if the communication is not opened by you)
• If given to us electronically, will be deemed to have been received upon being opened by us

Instructions and communications electronically signed and supported by an electronic certificate have the same validity, admissibility, and enforceability as if signed in writing. Any notice or communication that is electronically signed must comply with any applicable laws and regulations.

You acknowledge and agree that you are satisfied that electronically executed contracts are enforceable despite the legal risks associated with them. You agree not to dispute the contents of any notice or communication sent by us using electronic equipment.

11General

Force Majeure

We shall not be liable for any non-performance, error, interruption, or delay in the performance of our obligations or in our Platform, or for any inaccuracy, unreliability, or unsuitability of the contents if due, in whole or in part, directly or indirectly, to an event or failure which is beyond our reasonable control — including acts of God, natural disasters, epidemics, acts of war or terrorism, acts of any government or authority, power failures, acts or defaults of any telecommunications network operator or carriers, and the acts of any party for whom we are not responsible.

Severability

In the event that any of these provisions are found to be or become unlawful, invalid, or otherwise unenforceable, that provision is to be deemed severed from these Terms of Use and shall not affect the legality, validity, and enforceability of the remaining provisions. The Terms of Use shall continue in force as if such unlawful, invalid, or unenforceable provision was severed.

Non-waiver

Any failure or delay by yourself or us in exercising or enforcing any right or remedy contained in these Terms of Use does not constitute a waiver by the party responsible for such delay or failure. It shall also not constitute a bar to the exercise or enforcement at any subsequent time.

Governing Law & Jurisdiction

These Terms of Use and any documents referred to in them, and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims), shall be governed by and construed in accordance with the laws of Singapore.

The courts of Singapore will have exclusive jurisdiction over any dispute or claim arising out of or in connection with a visit to our website or these Terms of Use, although we expressly reserve the right to bring proceedings against you for breach of these Terms of Use in your country of residence or any other relevant country.

12Reliance on Information

You acknowledge that our Platform and any services provided through our Platform are for information purposes only, and none of the information or materials contained on this site constitutes a solicitation, offer, opinion, endorsement, or recommendation by us to buy or sell any security, or to provide legal, tax, accounting, or investment advice or services regarding the profitability or suitability of any security or investment.

Materials or information posted on or otherwise made available via our Platform are not intended to amount to advice on which reliance should be placed. We do not warrant the accuracy or completeness of any materials or information on our Platform or the reliability of any statement or other information displayed or distributed through our Platform.

We therefore exclude all liability and responsibility arising from any reliance placed on such materials or information by you, or by anyone who may be informed of any of its contents, and you acknowledge that any reliance on any such statement or information shall be at your sole risk.

You acknowledge that you have not relied on any statement, promise, warranty, or representation made or given by or on behalf of us which is not set out in these Terms of Use, the Privacy Policy, or any documents referred to in them.

The information and materials provided on this Platform are not intended for use by, or distribution to, any person or entity in any jurisdiction or country where such use or distribution would be contrary to law or regulation.