Automated KYC Verification, Built for Regulated Industries
A complete Know Your Customer solution that combines document authentication, biometric face matching, liveness detection, and real-time watchlist screening — helping banks, fintechs, funds, and enterprises onboard customers faster while meeting MAS, FCA, FinCEN, SEBI, RBI, and FATF compliance standards.
Know Your Customer, Explained
Know Your Customer (KYC) is the regulatory process financial institutions and regulated businesses use to verify the identity of their customers before — and throughout — a business relationship. A complete KYC program confirms that a customer is who they claim to be, assesses the risk they pose, and documents that verification in a way that satisfies regulators during audit.
Modern KYC is no longer a paper exercise. It combines identity document verification, biometric authentication, liveness detection, and sanctions and PEP screening into a single digital workflow. Done well, it protects your business from fraud, identity theft, money laundering, and terrorist financing — while keeping the customer experience fast enough that legitimate users don't abandon onboarding.
One Constellation's automated KYC platform is built for the regulated financial sector. Whether you operate in banking, investment management, insurance, crypto, or fund administration, our software handles the full KYC lifecycle — from initial identity verification at onboarding, through ongoing risk reviews, to periodic refresh in line with your Customer Due Diligence (CDD) policy.
Three Layers of Identity Certainty
Individually, any single identity signal can be forged. Combined, the probability of successful fraud drops to statistical insignificance. Every One Constellation KYC flow enforces defence-in-depth across document, biometric, and data verification.
Document Verification
Passports, national IDs, driver's licences, and residence permits from 190+ countries. MRZ validation, hologram and security-feature detection, template matching, and AI-powered forgery analysis catch tampered documents in real time.
Biometric Face Match
Selfie matched against the ID photo with active liveness detection. 3D depth analysis, motion capture, and anti-spoofing algorithms defend against photo, video replay, mask, and deepfake attacks.
Identity Data Verification
Name, date of birth, and address cross-checked against authoritative sources — Singpass, credit bureaus, national registries, and our 100+ API partner network — to confirm the identity is both valid and active.
Choose the KYC Process That Fits Your Customer
Different customer segments, risk tiers, and jurisdictions demand different verification methods. Our platform delivers three purpose-built KYC flows so you can deploy the right level of rigour for each use case — all fully compliant with SEBI, RBI, IRDAI, MAS, and FCA guidelines.
Digital KYC (DKYC)
A fully automated, paperless verification journey built for scale. Customers upload identity documents and complete biometric checks from any device, with instant decisioning in under a minute.
- Ideal for retail banking, fintech, and e-commerce
- Cuts onboarding cost by up to 70%
- Supports global document types
- Mobile-first capture with auto-framing
Electronic KYC (eKYC)
Real-time identity verification against government-backed digital ID systems and authoritative databases. Eliminates physical document handling and minimises customer drop-offs.
- Singpass, Aadhaar / CKYC, and national ID integrations
- Instant pass / refer / fail decisioning
- Audit-ready evidence trail
- Native to mobile, web, and in-branch flows
Video KYC (vKYC & V-CIP)
Remote identity verification through a live, recorded video interaction with a trained agent — meeting MAS, SEBI, and RBI video-based customer identification standards for higher-risk onboarding.
- Compliant with RBI V-CIP guidelines
- End-to-end encrypted session recording
- Geo-tagging and timestamp verification
- Agent-assisted for high-value accounts
How Our Automated KYC Verification Works
From first document capture to verified customer, every step is engineered for speed, accuracy, and an audit trail your compliance team — and your regulator — will thank you for.
Capture
Customer uploads ID and takes a live selfie through our mobile-optimised SDK or web flow.
Authenticate
Document verified via MRZ, security-feature analysis, and AI forgery detection across 190+ ID types.
Match & Prove Liveness
Biometric face match plus active liveness to confirm the person is real and physically present.
Screen
Real-time checks against global sanctions lists, PEP databases, and adverse media sources.
Decide & Log
Risk-scored outcome returned in seconds. Full, immutable audit log stored for regulatory review.
KYC Is the Foundation of Your Compliance Stack
Every downstream compliance control — AML, transaction monitoring, regulatory reporting — depends on knowing who the customer actually is. Get KYC wrong, and the entire chain fails. Our platform is engineered to get it right the first time, at scale, in every jurisdiction you operate in.
Rapid Onboarding
Cut traditional KYC turnaround time from days to seconds. Customers don't abandon what doesn't make them wait.
Global Coverage
190+ country document library with localised flows for Singapore, India, UK, EU, US, UAE, and more.
Deepfake Resistant
Active liveness detection catches replay attacks, masks, and AI-generated faces that fool passive systems.
High First-Pass Rate
Tuned risk thresholds mean genuine customers sail through. Edge cases route automatically to manual review.
Regulator-Aligned
Workflows configured to MAS, FCA, FinCEN, DFSA, AMLD, SEBI, RBI, and IRDAI. Every decision logged with immutable audit trail.
API-First Integration
RESTful API, webhooks, and pre-built connectors for core banking, CRM, and onboarding platforms. Live in days, not months.
KYC Solutions for Every Regulated Sector
From tier-one banks to crypto exchanges and fund administrators, regulated businesses across more than a dozen industries rely on One Constellation to handle identity verification, onboarding, and ongoing KYC at scale.
Trusted by Regulated Businesses Worldwide
Our KYC platform is already embedded in the compliance operations of financial institutions, banks, auditors, and legal firms across the globe.
KYC That Meets Every Global Standard
Our KYC workflows are pre-configured for the regulations that matter to your business — and built to adapt as standards evolve. All processes are aligned to FATF Recommendation 10 for global Customer Due Diligence.
Frequently Asked Questions About KYC
Ready to See KYC in Action?
Book a demo and watch an end-to-end KYC verification flow — document capture, biometric match, liveness, and screening — complete in under a minute.