World-Check Screening at One Constellation
One Constellation uses World-Check — the risk-intelligence database operated by Refinitiv, an LSEG company — to help our clients screen customers, counterparties and beneficial owners against sanctions, politically exposed person (PEP) and adverse-media data. This statement explains what World-Check is, how the data is used within our screening services, and the rights available to individuals whose information may appear in it.
Contents
1. Who we are
One Constellation ("One Constellation", "we", "us" or "our") provides anti-money-laundering and Know Your Customer (KYC) screening software to regulated businesses. One Constellation operates as part of the Ascent Group (Ascent Fund Services Pte. Ltd.), a subsidiary of KFin Technologies Limited (KFintech) — one of Asia's largest providers of financial-services infrastructure. As part of our services, we license and incorporate World-Check data so that our clients can carry out the sanctions, PEP and adverse-media checks their legal and regulatory obligations require.
World-Check itself is created and maintained by Refinitiv Limited, a member of the London Stock Exchange Group (LSEG). Refinitiv is the data controller responsible for the content of the World-Check database. One Constellation is a World-Check User — we use the data to deliver screening, but we do not author or curate the underlying World-Check records.
2. What this statement covers
This statement explains the role of World-Check data within One Constellation's screening services and how that data is handled. It sits alongside — and does not replace — our general One Constellation Privacy Policy, which describes how we process personal information across our wider platform, website and business operations.
Because Refinitiv is the controller of the World-Check database, requests relating specifically to a World-Check record — for example, asking whether you are listed, or asking for a record to be corrected — are ultimately handled by Refinitiv. We explain how to reach both organisations in the contact section below.
3. What World-Check is
World-Check is a structured risk-intelligence database that helps financial institutions, corporates, professional firms, regulators and government bodies perform due diligence and screening in line with their legal and regulatory duties. It is used to support anti-money-laundering and KYC checks, anti-bribery and anti-corruption controls, sanctions compliance, and the prevention, detection and investigation of financial crime, fraud and other serious wrongdoing.
The information held in World-Check is compiled from data that is already available in the public domain — for example, official sanctions and watch lists, law-enforcement and regulatory notices, court and government records, and reputable media reporting. Each organisation that uses World-Check makes its own independent decisions about how to interpret and act on the data; a match is a prompt for further review, not a verdict.
4. Who is included in World-Check
An individual's information is included in World-Check only where public-domain sources suggest it is relevant to the screening purposes described above. Typically, a record exists where the sources indicate that a person:
- is a politically exposed person (PEP) as defined by the FATF Recommendations, or holds a comparable prominent public role under national law — such as a senior official, member of the judiciary, diplomat, military figure or trade-union leader;
- is a close family member or known associate of a PEP;
- is named by a regulator, law-enforcement authority or government body in connection with money laundering, terrorist financing, bribery or corruption;
- appears on a sanctions list issued by a government or international body;
- is linked to terrorism or other financial-crime activity;
- has been accused of, investigated for, charged with, or convicted of offences that can be precursors to money laundering or terrorist financing (for example fraud, trafficking, smuggling, organised crime or environmental offences); or
- has been disqualified or barred from holding a position of responsibility, such as a company directorship.
Inclusion in World-Check does not, by itself, mean a person is involved in any wrongdoing. Many records exist purely because someone holds — or is connected to someone who holds — a prominent public position. Where a record contains allegations, users are advised to treat those allegations as denied unless and until independently verified.
5. What personal information is processed
Not all of the categories below will apply to any one individual. The information held in World-Check is derived from public-domain sources and may include the following categories.
| Category | Examples of information | Source |
|---|---|---|
| Identification | Name, alias, age, date and place of birth, gender, nationality, country of residence, passport and citizenship details, and national identification numbers | Public-domain data |
| Contact | Email, residential address and telephone number | Public-domain data (only where published by sanctions authorities) |
| Employment | Current and former employers, job title, appointments, public roles, education and experience | Public-domain data |
| PEP-specific | PEP status and connections, marital status, named relatives and associates, and commercial interests such as directorships, ownership and control of companies | Public-domain data |
| Financial | Bankruptcy or insolvency filings | Public-domain data |
| Sanctions | Inclusion on sanctions lists, disqualified-director lists and similar lists | Public-domain data |
| Criminal-record | Actual or alleged money-laundering, terrorist-financing or predicate offences | Public-domain data |
| Social-media (limited) | Date of birth, business title or occupation — used only as a secondary identifier where the individual has made it public | Public-domain data |
Special categories of information
Some records may contain "special category" or sensitive information — for example political opinions (where a person holds office in a political party), data from which racial or ethnic origin could be inferred, or details of alleged criminal offences. Where this is processed, it is done on the lawful bases described in the next section.
Children's information
World-Check is not aimed at children. In limited cases, a child's information may be held only where the child is named directly on an official sanctions, law-enforcement or regulatory list, or is identified as the child or dependant of a PEP. Any such processing is carried out only to the extent permitted by applicable data-protection law.
6. How the information is used
One Constellation uses World-Check data solely to deliver screening to our clients and to operate that service securely and accurately. This includes returning potential matches against the names our clients submit, supporting their due-diligence and risk-management obligations, and maintaining the integrity of the screening function.
Refinitiv processes the underlying World-Check data on the basis of the legitimate interests of itself and its users in preventing financial crime, and — for sensitive and criminal-offence information — on the basis that processing is necessary for reasons of substantial public interest under applicable data-protection law (including, in the UK, the Data Protection Act 2018). One Constellation processes the data under equivalent lawful bases when delivering screening to regulated clients carrying out their compliance obligations.
7. Who the data is shared with
Within our screening service, World-Check match data is made available to the One Constellation client who submitted the screening request, so that they can complete their own due diligence. We may also share information in the following circumstances:
- with Refinitiv / LSEG, as the provider of the World-Check database, in line with our licence and applicable law;
- with our vetted technology and hosting providers, under contracts that restrict their use of the data to delivering services to us;
- with regulators, courts and authorities where we are legally required to do so; and
- with professional advisers where necessary to protect or exercise our legal rights.
8. International transfers
World-Check is a global service and personal information may be processed in more than one country. Where data is transferred across borders, appropriate safeguards are applied in line with applicable law — for example adequacy decisions, Standard Contractual Clauses, or the UK International Data Transfer Agreement. One Constellation [DESCRIBE OC HOSTING REGION, e.g. hosts its platform on Google Cloud in Singapore] and applies equivalent safeguards to any onward transfer it controls.
9. How we keep it secure
We apply layered physical, technical and organisational controls to protect personal information, including encryption, strict access controls, monitoring, regular security assessments and staff training. Access to World-Check data within our systems is limited to what is necessary to deliver and support the screening service. [REFERENCE OC CERTIFICATIONS, e.g. ISO 27001, SOC 2.]
10. How long it is kept
Retention of World-Check data is determined by Refinitiv based on its continued relevance to screening, applicable legal and regulatory expectations (including FATF guidance), and any limitation periods for legal claims. One Constellation retains screening records and match outcomes only for as long as needed to provide the service to the relevant client and to meet our own legal, regulatory and contractual obligations, after which they are securely deleted.
11. Automated decision-making
Neither the World-Check database nor One Constellation's screening service makes automated decisions that produce legal effects, or similarly significant effects, about an individual without human involvement. A screening match is information that a trained reviewer assesses before any decision is taken.
12. Your rights
Depending on where you live and the law that applies, you may have the following rights in relation to your personal information. We will honour the rights available to you under applicable data-protection law.
| Right | What it means |
|---|---|
| Access & portability | Request a copy of the personal information held about you, and in some cases ask for it to be transferred to another controller. |
| Rectification or erasure | Ask for inaccurate information to be corrected, or for certain information to be deleted. |
| Restriction | Ask that your information be used only for restricted purposes. |
| Objection | Object to the processing of your personal information. |
| Withdraw consent | Withdraw consent where processing is based on consent. |
| Complain | Lodge a complaint with the data-protection regulator in the country where you live or work, or where the issue arose. |
There is no charge to exercise these rights, although we will ask for information to verify your identity. Because of the nature of World-Check data, some rights may be subject to legal limits — where that applies, you will be given an explanation. To ask whether you are listed in World-Check, or to query or correct a World-Check record, you can contact Refinitiv directly using the details below.
13. How to contact us
For questions about how One Constellation uses World-Check within its services, contact us. For matters relating to the World-Check database itself — including whether you are listed, or correcting a record — contact Refinitiv.
One Constellation
For our screening service
Attn: Data Protection Officer
8 Temasek Boulevard, #34-03 Suntec Tower Three
Singapore 038988
Email: info@one-constellation.com
Refinitiv (World-Check)
For the World-Check database
Attn: Data Protection Officer, Refinitiv Limited
10 Paternoster Square, London, EC4M 7LS, United Kingdom
Email: contact@world-check.com
You can ask whether information about you is included in World-Check, and find Refinitiv's full World-Check privacy statement, on the LSEG World-Check pages.
14. Changes to this statement
We may update this statement from time to time. Any changes will be published on this page, and the "last updated" date will be revised to reflect when the most recent changes took effect.
Last updated: 15 April 202615. Your questions answered
Screening, Done Properly
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