Unwrap Any Corporate Structure to Its Ultimate Beneficial Owners
One Constellation traces ownership through layered corporate structures, nominee arrangements and cross-jurisdictional holdings to identify the real human beneficiaries — at the 25%, 10% or any threshold your regulator requires, with full audit evidence.
Beneficial Ownership Is the Hardest Part of KYB — and the Part Regulators Inspect Most
Every major AML regime now requires regulated firms to identify, verify and record the ultimate beneficial owners of their corporate customers. FATF Recommendation 24, the EU's UBO registers, FinCEN's Corporate Transparency Act, MAS's beneficial ownership requirements — the principle is universal: know the real human beings behind the legal entity.
The execution is hard because layered ownership is designed to be hard. Holding companies sit above operating entities. Nominee shareholders front for real owners. Cross-jurisdictional structures route through opaque registries. Trusts and partnerships add a layer that company law alone won't unwrap. And under most regimes, ownership doesn't have to be direct — control through voting rights, board appointment or veto provisions can establish beneficial ownership as cleanly as a 25% shareholding.
One Constellation handles UBO discovery as structured corporate intelligence. Ownership is traced across registries in 190+ jurisdictions, layered structures rendered as interactive org charts, nominee arrangements flagged, and the final beneficial owners surfaced with the percentage shareholding, control rights and verification evidence preserved in the customer record.
Designed for the Way Modern Ownership Structures Are Actually Built
Multi-jurisdictional registry coverage
Direct registry connections across 190+ jurisdictions, with automated layer traversal — when an owner is itself a corporate entity, the platform follows the ownership chain through to the natural persons at the top.
Threshold-aware identification
UBO threshold (25% default, 10% in higher-risk regimes, 0% with control rights) is configurable per jurisdiction and customer risk profile. Control-based ownership through voting rights, board control or veto provisions is identified alongside equity ownership.
UBO Discovery, Measured
Performance figures from One Constellation UBO discovery across production deployments.
End-to-End UBO Capability — Built for KYB at Scale
From the moment a corporate customer enters your onboarding flow to the periodic ownership refresh five years later, UBO discovery is wired into a single capability.
Corporate Onboarding
Every corporate customer entering onboarding triggers automatic ownership discovery, with the org chart returned in minutes.
Explore KYB →Org-Chart Builder
Interactive corporate structure visualised with every entity, layer and ownership percentage — drillable, exportable, and editable for missing data.
Explore Portal →Periodic Refresh
Ownership is re-verified on a configurable schedule — changes in control, new layers added, or owners exiting all surface as material events.
Explore Onboarding →Everything Required to Get UBO Right — and Prove It
The features that separate a defensible UBO programme from one that fails on the first complex structure.
190+ Jurisdiction Coverage
Direct registry integration with companies-house equivalents across 190+ jurisdictions — Singapore ACRA, UK Companies House, US state registries, EU national registries and the rest.
Multi-Layer Traversal
Automatic traversal of holding-company chains, partnership structures and trust arrangements until natural-person ownership is established or documented as undeterminable.
Configurable Thresholds
UBO threshold configurable per jurisdiction (25% default, lower for higher-risk regimes) and per customer risk profile — with control-based ownership identified alongside equity.
Nominee & Shell Detection
Indicators of nominee arrangements (registered agents, mass-incorporator addresses, common directors across entities) flagged with structured red-flag scoring.
Interactive Org Chart
Every corporate structure rendered as a drillable, editable org chart — visible to analysts, exportable as evidence, embeddable in regulatory filings.
Full Audit Evidence
Every UBO determination preserved with the source registry, retrieval timestamp, ownership percentage, control basis and verification evidence — exam-ready by default.
Aligned to the Beneficial Ownership Rules Each Regulator Enforces
UBO requirements differ materially across jurisdictions — threshold, control definition, registry obligations and refresh cadence all vary. The platform supports the specific obligations each regime imposes.
UBO Discovery, Wired Into KYB & Ongoing Monitoring
UBO discovery feeds directly into customer risk scoring, sanctions and PEP screening of the identified beneficial owners, transaction-monitoring counterparty analysis, and periodic review workflows — across the same platform.
Once UBOs are identified, every beneficial owner is automatically screened against sanctions, PEP and adverse media databases. Hits drive the corporate customer's risk score and EDD requirements. Layered jurisdictional risk (a UBO in a high-risk country, ownership through a secrecy jurisdiction) factors in automatically.
The result is a corporate KYB programme where UBO discovery is not a one-time onboarding event but a continuous attribute of the customer relationship — refreshed, monitored, and provable to any regulator who asks.
What Compliance Teams Ask Us
Find the Real People Behind the Entity.
See how One Constellation handles UBO discovery across complex corporate structures and 190+ jurisdictions — with audit evidence regulators accept.
