Suspicious Activity Reporting In Every Regulator's Format
One Constellation files Suspicious Activity / Transaction Reports natively in goAML (UN), STRO (Singapore), FinCEN (US), AUSTRAC (Australia), Goldcoin (UK NCA) and other regulator-specific formats — from a single case-management workflow, with full evidence preserved.
The Filing Should Be the Easy Part. For Most Firms, It's Not.
Suspicious activity / transaction reporting is the moment of truth in any AML programme. An alert is triaged, escalated, investigated and concluded. The MLRO decides to file. And then — in too many firms — the actual filing process becomes a manual, error-prone, format-specific scramble that bears no resemblance to the structured investigation that led to it.
Each regulator has its own format. Singapore wants STRO. The UN's goAML format is mandated in dozens of jurisdictions. FinCEN has its own structure for the US. AUSTRAC for Australia. The UK National Crime Agency uses its own portal. Each has its own field structure, validation rules, narrative requirements and submission protocol. And for a multi-jurisdictional firm, that means filing the same underlying case in three different formats with three different evidence packs.
One Constellation handles SAR/STR filing as a native export from the case management layer. The investigation evidence — alert data, screening hits, transaction context, customer KYC, EDD findings, analyst narrative — is already in structured form. The platform converts it into the regulator-specific filing format with field-level validation, submits via the appropriate channel, and preserves the complete filing record in the customer audit trail.
From Alert to Filing Without Re-Keying a Single Field
Case-to-filing in one workflow
The case investigation that led to the filing decision is the source of the filing data. Customer KYC, screening hits, transaction details, analyst narrative — all pre-populated into the regulator-specific format, with field-level validation surfaced before submission.
Native multi-regulator formats
goAML (UN-standard, used by 60+ FIUs), STRO (Singapore), FinCEN SAR (US), AUSTRAC SMR (Australia), and major national equivalents — all native, not lowest-common-denominator templates.
SAR / STR Filing, Measured
Performance figures from One Constellation SAR/STR workflows in production deployments.
End-to-End SAR / STR Workflow
From the moment a case is escalated for potential filing to the regulator-confirmed submission and follow-up tracking, the entire workflow runs in one platform.
Case Investigation & Decision
Alerts escalate into case workflows where investigators document the analysis, attach evidence and route to the MLRO for filing decision.
Explore Portal →Native Format Filing
MLRO approval triggers automatic conversion of case evidence into the regulator-specific format — goAML, STRO, FinCEN SAR, AUSTRAC SMR — with field validation.
Explore AML/CFT →Filing Record & Follow-Up
Submission confirmation, regulator reference numbers and any follow-up correspondence preserved permanently in the customer case record.
Explore Monitoring →Everything Required for Defensible Suspicious Activity Reporting
The features that turn SAR/STR filing from a manual scramble into a controlled, auditable workflow.
Native goAML Export
The UN-standard format used by 60+ FIUs globally, including Singapore CAD, UK NCA, AUSTRAC and most EU FIUs — generated natively with full schema compliance.
FinCEN SAR Filing
US Suspicious Activity Report in FinCEN's BSA E-Filing System format — narrative, subject and activity fields all populated from case data.
STRO Filing (Singapore)
Suspicious Transaction Reporting Office format produced natively for Singapore's Commercial Affairs Department.
AUSTRAC SMR Filing
Suspicious Matter Report in AUSTRAC's required structure with the supporting transaction and customer evidence.
Narrative Templates
Structured narrative templates by typology (structuring, layering, sanctions evasion, TBML, etc.) speed analyst writing without losing case-specific detail.
Permanent Filing Record
Every filing preserved with case evidence, regulator reference, submission confirmation and any subsequent correspondence — for the regulator-mandated retention period.
Native Filing Formats for the FIUs Compliance Teams Actually Report To
The platform supports filing in the native format of the major FIUs and regulators, with field-level validation against each regulator's schema.
Filing as the Last Step of a Single Compliance Workflow
SAR/STR filing isn't a standalone tool. It's the structured output of the case-management layer, drawing on the same KYC, EDD, screening and transaction-monitoring evidence the rest of the platform produces.
An alert from transaction monitoring escalates into a case. The case pulls in the customer's KYC profile, screening history, EDD evidence and prior alert disposition. The investigator documents the analysis. The MLRO approves. The platform generates the filing in the regulator's format and submits.
The same case record stays open after filing — to receive any regulator follow-up, to log subsequent suspicious-activity escalations, and to preserve the complete evidence chain for the duration of the retention obligation.
What Compliance Teams Ask Us
Filings That Reflect the Investigation.
See how One Constellation handles SAR / STR filing across goAML, STRO, FinCEN, AUSTRAC and other regulator-native formats — from a single case workflow.
