Defensible EDD on Every High-Risk Customer
One Constellation runs Enhanced Due Diligence as a structured workflow — auto-triggered by PEP hits, sanctions adjacency, high-risk geography or adverse media, with Source of Funds and Source of Wealth requirements pre-set per scenario and evidence collected in a single auditable trail.
EDD Is Where Most AML Programmes Quietly Fail
Standard CDD identifies the customer. Enhanced Due Diligence proves the firm understands and accepts the elevated risk. Regulators inspect EDD more closely than any other AML control because it's the place where institutional judgement actually shows.
The failure mode is consistent across the industry: EDD triggers exist but inconsistent execution. PEP customers without documented Source of Wealth. High-risk-country customers onboarded with standard CDD evidence. Sanctions-adjacent counterparties with no EDD escalation. The control sits in policy but doesn't reach the customer file — and at the next supervisory examination, the gap is the finding.
One Constellation handles EDD as an automated, structured workflow. Every trigger condition is encoded in the platform. When a trigger fires, the appropriate EDD requirements are pre-set on the customer record — what documents to collect, what additional screening to run, what management approval is required. Compliance teams execute against a checklist, not against memory. Auditors see exactly what was required, what was collected, and who approved.
EDD as a Structured Workflow, Not a Spreadsheet Checklist
Auto-triggering
EDD is automatically initiated by any of the standard triggers — PEP match, sanctions adjacency, high-risk jurisdiction, material adverse media, complex ownership structure, high-value relationship, or risk-score elevation. No analyst has to remember to escalate.
Tiered requirements
EDD requirements scale with risk. A Tier-2 foreign PEP triggers different documentation requirements than a high-risk-country UBO. The platform applies the right requirements to the right scenario, with full configurability per jurisdiction.
EDD, Measured
Performance figures from One Constellation EDD workflows across production deployments.
End-to-End EDD — From Trigger to Approval to Periodic Refresh
EDD on One Constellation covers the full lifecycle: detection of trigger conditions, requirements set-up, document and evidence collection, review and approval, and ongoing monitoring of the elevated-risk relationship.
Trigger Detection & Routing
Every CDD scenario that should trigger EDD is detected automatically and routed to the right workflow — no manual escalation required.
Explore Portal →Document & Evidence Collection
Source of Funds, Source of Wealth and ownership-verification documents collected through the customer portal with structured upload workflows.
Explore Onboarding →Review & Approval
EDD cases routed to the right level of approver — senior compliance, MLRO or risk committee — with case packs assembled automatically.
Explore AML/CFT →Everything a Mature EDD Programme Requires
The features that turn EDD from a policy document into an executed control.
Risk-Triggered Routing
EDD initiated automatically on PEP, sanctions-adjacency, high-risk geography, adverse media, complex ownership and other configured trigger conditions.
Source of Funds Workflow
Structured SoF documentation — origin of the specific funds in the relationship, with templates and document-type guidance per source category.
Source of Wealth Workflow
Structured SoW documentation — origin of the customer's overall net worth, with calibration to relationship size and customer profile.
Customer Portal Document Capture
Customers upload supporting documents through a branded portal with structured upload requirements, validation and OCR — not via email attachments.
Tiered Approval Routing
EDD cases routed to the appropriate approval level based on risk — senior compliance, MLRO, or risk committee — with full case packs pre-assembled.
Continuous EDD Refresh
Elevated-risk customers placed on shortened periodic review cadences with documented triggers for re-escalation.
EDD Workflows Aligned to Every Major AML Regime
Every AML regime sets EDD obligations — what triggers them, what documents are required, what approval thresholds apply. One Constellation supports the specific requirements of each.
EDD, Wired Into Every Compliance Event
EDD doesn't sit in a separate system. It draws on the customer's PEP status, sanctions screening, UBO discovery, adverse media findings and risk score — and the EDD outcome feeds back into all of them.
When EDD completes, the customer record reflects the elevated-risk classification, the documented Source of Funds and Source of Wealth, the approver and approval date, and the next required review. Transaction monitoring sensitivity adjusts. Periodic review cadence tightens.
The result is an EDD programme that is not just executed but visible — every elevated-risk customer carries documented EDD evidence in their permanent record, surfaced in every subsequent compliance decision.
What Compliance Teams Ask Us
EDD That Reaches Every File It Should.
See how One Constellation handles Enhanced Due Diligence as an automated, structured workflow — across PEP, sanctions, geography and adverse media triggers.
