A Napier AI Alternative That Adds KYC and KYB Onboarding

Napier AI, a London-based company majority-owned by Marlin Equity Partners since 2025, focuses on financial crime detection. Its Continuum platform covers client screening, payment screening, transaction monitoring with more than 100 typologies, client risk assessment, case management and AI agents, and it can be deployed in the cloud or on-premises.

Napier’s website does not list identity-document verification or KYB among its own products; it offers KYC onboarding and KYB through partners such as Delta Capita and Strise. One Constellation includes identity verification, KYB and UBO discovery and a customer onboarding portal alongside screening and monitoring, so a firm can onboard, screen and monitor customers with one provider.

Napier AI is the stronger choice for banks and payment firms whose main need is high-volume screening and transaction monitoring, especially where explainable AI models, payment screening and on-premises deployment matter. It is recognised by Chartis, Forrester and Gartner, and works with large institutions such as Banco do Brasil and Australia Post.

It also suits firms that already have an onboarding and identity-verification provider and only need the monitoring layer.

One Constellation fits better when you want onboarding, KYB, screening and monitoring from one provider, or when you are a fund, wealth, fintech or newly regulated firm that needs the full customer lifecycle rather than a monitoring engine alone.