Latest News
Product releases from One Constellation, and the developments across the fintech industry that change what compliance teams have to do.
We publish two kinds of item here: what we have shipped, and what has changed across the fintech industry and the regimes that supervise it. Industry items are written for the compliance practitioner rather than the newswire — what moved, what it means operationally, and what to do about it.
Latest from One Constellation and the Fintech Industry
AMLA finalises customer due diligence standards for EU firms
AMLA has sent its final standards on CDD, linked transactions and group-wide controls to the Commission — including reduced data for low-risk customers and remediation deadlines for existing ones.
United StatesFinCEN withdraws crypto mixing and unhosted-wallet proposals
Two long-pending crypto reporting proposals are withdrawn, and a new proposal would cut off funds transfers involving the Russia-linked A7 Network.
SingaporeMAS proposes stablecoin licensing under the Payment Services Act
Draft amendments would create a stablecoin issuance licence, give MAS powers over systemic stablecoins and require issuers to be able to trace, freeze or burn tokens used for illicit activity.
ProductOC Onboarding is live on iOS and Android
Investors can now complete the whole subscription journey from their phone — identity verification, VCIP, bank and wallet details, and document signing.
Hong KongHong Kong to promote regulated stablecoin trading on licensed platforms
The 2026 Policy Address commits to promoting regulated stablecoin trading on licensed virtual asset platforms and stablecoin settlement of tokenised money market funds — widening the compliance perimeter for VASPs.
SingaporeMAS brings proliferation financing into the scope of its AML/CFT Notices
Amendments to the AML/CFT Notices explicitly add proliferation financing to the obligations financial institutions must assess, mitigate and evidence.
LuxembourgCSSF adopts AMLA templates for AML/CFT data collection
Luxembourg supervised entities now report AML/CFT risk data on standardised AMLA templates — a shift from local questionnaires toward a single European supervisory dataset.
LuxembourgCSSF enforcement and 2026 supervisory priorities point at the same weaknesses
Recent AML and sanctions penalties follow on-site inspections that found CDD and transaction monitoring deficiencies — the areas the CSSF has named among its 2026 priorities.
See the Platform Behind the Coverage
Risk-based CDD, screening across the ownership chain, calibrated monitoring and supervisory-ready evidence — configured for the jurisdictions you are regulated in.
