Insights on Compliance, Risk & RegTech
Practical guidance from the One Constellation team — KYC, AML, transaction monitoring, sanctions, and the regulatory landscape that shapes them.
Know Your Customer (KYC)How to Reduce KYC False Positives Without Increasing Risk
KYC false positives are the single biggest operational tax on compliance teams — but the wrong reduction strategy weakens screening. This guide explains the five root causes and…
Know Your Customer (KYC)eKYC Liveness Detection and Biometric Verification Explained
Active vs passive liveness, ISO 30107-3 PAD levels, the deepfake threat model, and which eKYC methods regulators actually accept across MAS, RBI, eIDAS, and FinCEN.
Know Your Customer (KYC)The KYC Process: Steps, Checks and Documents Explained
KYC is the regulatory process banks and fintech's use to verify who their customers really are. This guide breaks down the four KYC steps, the laws behind them,…
Know Your Customer (KYC)eKYC and Digital Identity Verification: The Complete Guide
eKYC turns a multi-day paper-based onboarding flow into a five-minute mobile journey using ID document scanning, liveness detection, and database checks. This guide covers the four pillars of…
Know Your Business (KYB)KYC Onboarding Automation: How to Reduce Drop-Off Rates
KYC drop-off is one of the most significant and least-discussed costs in financial services. Firms lose nearly half their prospective customers at the compliance gate — before a…
Know Your Business (KYB)Manual vs Automated KYC: Why Financial Firms Are Switching
Manual KYC takes up to 14 days per customer, costs £200 per onboarding, and introduces inconsistency at every step. Automated KYC completes the same process in minutes, at…
Anti Money Laundering (AML)The 5 Stages of Money Laundering Compliance Officers Must Know
The traditional three-stage model — placement, layering, integration — is necessary but insufficient. Compliance officers must also understand the predicate offence and the concealment mechanisms operating throughout the…
Know Your Business (KYB)Customer Due Diligence (CDD) vs Enhanced Due Diligence (EDD): When to Use Each
Customer Due Diligence (CDD) vs Enhanced Due Diligence (EDD): When to Use Each CDD and EDD are not alternatives — they sit on a spectrum of due diligence…
Know Your Customer (KYC)What Is a Sanctions Screening Programme?
A sanctions screening programme is how regulated firms ensure they never provide financial services to individuals or entities subject to government prohibitions. Learn which lists you must screen…
