The Constellation Blog
Insights on Compliance, Risk & RegTech
Practical guidance from the One Constellation team — KYC, AML, transaction monitoring, sanctions, and the regulatory landscape that shapes them.
Ultimate Beneficial Owner (UBO)
UBO Discovery: How to Unwrap Complex Corporate Structures
Ultimate beneficial owner discovery is the hardest part of KYB — and the part regulators inspect most closely. This guide covers the seven structures designed to obscure ownership,…
Ultimate Beneficial Owner (UBO)
Ultimate Beneficial Owner (UBO) Verification: A Complete Guide
How to identify and verify Ultimate Beneficial Owners — the 25% threshold, multi-layer ownership unwrapping, global registers, and the most common UBO compliance failures.
Ultimate Beneficial Owner (UBO)
Ultimate Beneficial Owner (UBO): Identification and Verification Guide
An Ultimate Beneficial Owner is the natural person who ultimately owns or controls a business — typically anyone holding 25% or more. This guide covers UBO thresholds across…
