Regulations

42 AML/CFT checks mapped to MAS Notice 626, from risk assessment and customer due diligence to suspicious transaction reports, with a downloadable Excel checklist.

The EU AML Regulation (Regulation (EU) 2024/1624, the AMLR) applies from 10 July 2027, when the Fourth AML Directive is repealed; football agents and professional football clubs follow on 10 July 2029.

S.I. 2026/621 was made on 9 June 2026 and most of it has applied since 30 June 2026.

MAS Notice PSN01 is the principal AML/CFT obligation for payment service providers licensed in Singapore — the payments-sector counterpart to Notice 626. This guide covers the scope, the CDD and enhanced due diligence requirements, the wire transfer thresholds, and where payments programmes most often fail under supervision.

Money transmitters carry a dual burden most guidance ignores: federal BSA obligations through FinCEN registration, plus a state-by-state licensing regime with its own examinations. This guide covers where the two regimes diverge, the thresholds that differ from banking, and the agent oversight problem that generates most findings.

The UK AML regime is assembled from several instruments at once: MLR 2017 sets the preventative obligations, POCA creates the reporting duties and criminal offences, the FCA supervises and enforces, and JMLSG guidance carries statutory weight. This guide explains how the pieces interact and where firms most often come unstuck.

The US Corporate Transparency Act and FinCEN’s Beneficial Ownership Information (BOI) registry have moved through court rulings, an interim final rule in March 2025 and a final rule in August 2026. This guide covers who still reports, the litigation timeline and what it means for KYB.

The FATF Grey List of jurisdictions under increased monitoring is a key input to every regulated firm’s country risk. This guide covers the list after the June 2026 plenary, what listing means operationally, and how compliance teams should handle grey-list exposure in their customer base.

Australia’s Tranche 2 reform extends AML/CTF obligations from financial institutions to lawyers, accountants, real estate agents, conveyancers and high-value dealers, closing a long-standing gap with FATF baseline expectations. Obligations for all newly regulated sectors started on 1 July 2026.