6AMLD harmonized the criminal-law foundation of EU AML — broadening predicate offences, extending criminal liability to legal persons, and codifying aiding and abetting. With the EU AML Regulation and AMLA now layered on top, understanding 6AMLD’s continuing role is essential for compliance teams.
MAS Notice 626 is the binding AML/CFT instrument for banks in Singapore, and the Guidelines to MAS Notice 626 are the document MAS measures a bank’s programme against. This guide covers the current text (dated 28 March 2024, last revised 30 June 2025), what the Guidelines add paragraph by paragraph, the customer due diligence, enhanced due diligence, reliance, reporting and record-keeping requirements, and what MAS examines.
