Insights on Compliance, Risk & RegTech
Practical guidance from the One Constellation team — KYC, AML, transaction monitoring, sanctions, and the regulatory landscape that shapes them.
Know Your Customer (KYC)What Is a Sanctions Screening Programme?
A sanctions screening programme is how regulated firms ensure they never provide financial services to individuals or entities subject to government prohibitions. Learn which lists you must screen…
Know Your Business (KYB)PEP Screening Explained: What Compliance Teams Need to Know
What PEP screening is, who counts as a politically exposed person, what FATF and the rules in Singapore, Hong Kong, the UK, the EU, the Cayman Islands and…
Transaction MonitoringWhat Is Transaction Monitoring in Banking?
Transaction monitoring is the automated process banks and regulated firms use to detect suspicious activity across customer payments in real time. Learn how it works, what regulations require…
Know Your Business (KYB)KYC vs KYB: What’s the Difference and Why It Matters
KYC verifies individual customers while KYB verifies corporate entities, directors, and ultimate beneficial owners — two distinct processes with different regulatory requirements. Understanding the difference is fundamental to…
Anti Money Laundering (AML)What Is AML Compliance? A Complete Guide for Financial Institutions | One Constellation
AML compliance is the legal framework of policies, controls, and procedures that every regulated financial institution must implement to detect, prevent, and report money laundering. This guide covers…
Anti Money Laundering (AML)AML vs KYC: Understanding the Differences, Ensuring Compliance, and Adopting Best Practices
AML is the overarching regulatory framework; KYC is one of its most critical components — and confusing the two leads to compliance gaps that regulators actively penalise. This…
Financial Crime Risk Management (FCRM)Understanding Financial Crime Risk Management (FCRM)
AML is the overarching regulatory framework; KYC is one of its most critical components — and confusing the two leads to compliance gaps that regulators actively penalize. This…
